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The Best Gifts from Schoharie County


Written By Editor on 1/16/23 | 1/16/23

Cobleskill, N.Y.: The SUNY Cobleskill men’s basketball team returned home on Friday evening to drop an extremely physical contest to the visiting Beavers of the University of Maine-Farmington in North Atlantic Conference (NAC) action by a score of 79-73 at the Iorio Gymnasium in a battle between the league’s Eastern and Western Division leaders. With the loss the Fighting Tigers are now 12-4 overall with a 4-2 record in league play while the Beavers move to 9-4 including a 5-0 record in NAC action. 

Trailing 56-46 with 12:35 remaining in regulation the Fighting Tigers tied the contest at 70-70 with 1:37 left to play on a short jumper by junior guard Iziah Pigott, Brooklyn, N.Y, Urban Assembly High School/Dutchess Community College, on a feed from senior forward Justin Feldman, Chester, N.Y., Chester High School/Orange Community College. 

However, that was as close as the home team would come as the Beavers outscored Cobleskill 9-3 down the stretch to secure the victory. 

First-year swingman Jeremy Rosario, Colonie, N.Y., Colonie High School, keyed the Fighting Tiger comeback effort coming off the bench to score a team high of 14 points to go with three rebounds and an assist while Iziah Pigott tossed in 13 points, grabbed four rebounds and passed out four assists.  

Cobleskill also received strong inside play from Justin Feldman with 11 points, four assists and three rebounds and from junior center Markel Jenkins, Elmira, N.Y., Elmira High School/Corning Community College, with 10 points and a team high of nine rebounds.  

The Fighting Tigers will close out the weekend’s action on Saturday January 14 when they host the Hornets of Northern Vermont University-Lyndon for a conference meeting with tip-off scheduled for 3:00 p.m. 

Me.-Farmington at SUNY CobleskillJanuary 13, 2023

SUNY Cobleskill383573


22 - Drew Storey - f181-21-20-0145000223
45 - Silas Mohlar - f301-21-22-2022210115
55 - Jack Kane - f347-140-05-7410141234419
10 - Zachary Mickle - g354-71-30-1033621519
14 - Terion Moss - g377-191-30-30338102215
32 - Nathan Poulin279-134-82-22350001424
41 - Dylan Griffin60-10-12-2011010002
50 - Will Harriman131-30-00-0347000112
TM - TEAM22400
TOTALS 30-618-1911-171232441774161579

SUNY Cobleskill

33 - Justin Feldman - f264-82-31-10334000211
32 - Markel Jenkins - c284-70-02-35491112210
03 - Andre Starks - g323-130-60-1325500316
05 - Iziah Pigott - g255-140-63-42244102413
20 - JaNyve Smith - g251-90-03-4011010115
01 - Keaton Goldsby113-72-30-0011020238
02 - Shaun Johnson62-41-20-0000100005
11 - Quanire Greene100-00-00-0011200200
21 - Jeremy Rosario176-102-20-02130100114
23 - Trent Lomax10-00-00-0000000100
24 - Chace Peterson160-10-01-2134000021
25 - Jermaine Wheeler30-00-00-0123010010
TM - TEAM24600
TOTALS 28-737-2210-151624401771131773

Game Information

Date/Time:January 13, 2023 - 5:30 pm
Location:Cobleskill, NY
Technical fouls:Me.-Farmington-None ; SUNY Cobleskill-None .
Officials:Matthew Burks,Tyree Allen,Dan Greenwald

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Jump-Starting Retirement Plans for Small Businesses

If you are among the nation’s more than 31 million small business owners1, you likely spend much of your time juggling day-to-day activities of your business. While handling the here-and-now, it can be easy to put off planning for the future. 

If retirement planning has fallen on your back burner, it’s time to bring it to your forefront. As a small business owner, you deal with a different world of retirement plans than somebody who is employed in a more conventional manner – making it all the more important to closely explore your options when deciding what’s right for you.

Plan options to consider

Self-employed individuals or business owners should be sure to fund IRAs as much as possible. In 2023, the annual limit for 2023 is $6,500 ($7,500 for those age 50 and up). Funding IRAs is only a starting point. Here are a few other options for business owners to consider: 

Solo 401(k)s

This offshoot of the traditional 401(k) plan can be established if you – or you and your spouse – are the only employees of your business. It offers the ability to direct the largest potential contribution annually. As much as $61,000 can be set-aside in 2023 ($68,500 for those age 50 and older). This comes from a combination of employer and employee contributions. There are initial costs and efforts needed to start and maintain the plan as it requires a plan administrator. Earnings grow on a tax-deferred basis and contributions made by an incorporated business can be deducted from business expenses. For non-incorporated businesses, the owner can deduct contributions from their personal income. For those with employees, a full 401(k) plan can be established, though different rules will apply.


This is very similar in structure to Solo 401(k)s with two main exceptions. Costs are minimal as it does not require the support of a plan administrator and it can cover employees. In this plan, all contributions are made by the employer equal to no more than 25 percent of compensation or a maximum of $66,000 in 2023. The employer can determine what percentage of compensation to set aside each year, but it must be consistent for all employees, including the owner. 


These plans allow businesses with fewer than 100 employees to establish either a SIMPLE IRA or SIMPLE 401k for each employee. Employees can make salary deferral contributions of up to $15,500 ($19,000 for those 50 and older) in 2023. Employers are obligated to provide a matching contribution in SIMPLE 401ks of three percent of compensation for employees who elected to defer or two percent for employees who did not elect to make contributions. 

Your business as a retirement asset

Of course, monetizing the value of your business may be another way you fund your retirement. If your business can continue to operate successfully without you, then it should have value when it comes time to retire. Ideally, planning for any kind of business transition should start years before a sale occurs. Selling your business to a current employee may be one option to consider, or you may want to look for potential outside buyers. 

As a business owner, you have unique challenges – and opportunities – when it comes to planning for a successful retirement. Talk to a financial advisor about how to put a strategy in place to assure your long-term financial security.

1 U.S. Small Business Administration, “2020 Small Business Profile.”


Michael D. Lanuto, CRPC®, AWMA® is a Financial Advisor with S.M. Miller & Associates, a private wealth advisory practice of Ameriprise Financial Services, LLC. in Albany, NY.  He specializes in fee-based financial planning and asset management strategies and has been in practice for 7 years. To contact him: 518-949-2039; 4 Atrium Drive, Ste 200, Albany, NY, 12205;; 

Ameriprise Financial cannot guarantee future financial results.

Investment products are not federally or FDIC-insured, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

Investment advisory products and services are made available through Ameriprise Financial Services, LLC, a registered investment adviser.

Ameriprise Financial Services, LLC. Member FINRA and SIPC.

© 2021 Ameriprise Financial, Inc. All rights reserved.

File #3707704 (Approved 08/2022)

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Bassett Healthcare Network Expanding K-9 Security Program in 2023

Written By Editor on 1/11/23 | 1/11/23

Cooperstown, N.Y. – Bassett Healthcare Network announced today it is expanding its K-9 security program in 2023. This past fall, the team welcomed Coal, a bicolor German Shepherd, and his partner, Ryan Salisbury. An additional K-9 unit will join the health system this winter.

Officer Ryan Salisbury poses with Coal.

Bassett’s growing K-9 Security team is possible due to the generous support of Jane Forbes Clark of Cooperstown. “We are incredibly grateful to Ms. Clark for her generosity,” says Dr. Tommy Ibrahim, President & CEO of Bassett Healthcare Network. “Over the past few years, Bassett’s K-9 program has been very successful. We are so proud of the important work our K-9 unit and Security personnel do every day to keep our patients, visitors, and staff members safe.”  

Coal and Ryan started on September 27, 2022. The two had been training together since August. Coal, along with Bassett’s other security K-9, Hudson, rotate across Bassett’s hospital and clinic campuses to help meet the increased security needs health care workers face today. Bassett Healthcare Network, like hundreds of other health systems and hospitals across the country, has seen a significant uptick in instances of physical and verbal assault towards health care workers in recent years. K-9 units are often able to quickly defuse tense situations before they escalate.


Salisbury sees Coal’s positive effect on difficult situations every day. “If people are getting agitated and they see a dog coming, it settles them quickly," says Salisbury. "Meanwhile, it gives others in the room a sense of safety.”

“Coal and Hudson are extremely intelligent, highly in tune with their environments, and adaptable to the moment,” says Harold Southworth, director of Public Safety and Transportation at Bassett, who has led the development of the organization’s K-9 program. “They add a new level of expertise and human connection to our Security team.”


K-9 dogs can offer comfort and reassurance. “Patients, staff, and visitors are always happy to see Coal—especially kids,” says Salisbury. Like Hudson, Coal will have his own baseball-style trading card available for young patients and visitors who wish to collect them.


A third dog, a German shepherd named Ryker, recently retired from his duties as a K-9. He served as part of Bassett’s Security team for more than a year. “Ryker provided amazing service to our patients and employees,” says Southworth. “Ryker has now retired, and we are grateful for his service. Jared, his former handler, remains part of our Security team. Ryker is enjoying his retirement with Jared's family.”

In addition to its K-9 units, Bassett’s Security Department consists of more than 60 security officers who staff five hospitals and over two dozen regional health centers, acting as a safety resource for staff, patients, and visitors. They respond to emergencies and are the organization’s liaison with area law enforcement.

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Institute for Rural Vitality at SUNY Cobleskill Announces Second Cohort of Farm and Food Business Accelerator Participants

COBLESKILL, N.Y. – The Institute for Rural Vitality at SUNY Cobleskill and the Center for Agricultural Development & Entrepreneurship (CADE) are proud to announce the second cohort of entrepreneur participants of SUNY Cobleskill’s USDA-funded Farm and Food Business Accelerator. Over the next 18 months, through access to strategic support services and professional facilities, Accelerator participants will launch new value-added products to the regional marketplace and capitalize on a collective $500,000 investment into product development and business growth.

Participants are selected based on their potential for growth and impact on the local farm and food sector. Each has been carefully vetted to ensure they will have economic impact in the Mohawk Valley region. The second cohort consists of the following growers and producers:

Empty Pockets Ranch – Cobleskill, NY
King Creek Farms – Delanson, NY
Old Homestead Farm – Richfield Springs, NY
Lovin’ Mama Farm – Amsterdam, NY
Van-Dale Farms – Central Bridge, NY
Broadwell Dairy – Carlisle, NY

The first Accelerator cohort consisted of nine participants and launched in December 2021. Since then, 21 new products have been introduced to the local farm-to-table market. “Through the success of our first cohort, we have proof of concept of the transformative potential of this Accelerator program, and its ability to create positive impact for small business on an individual scale, and on a larger scale, the entire regional food system,” said Dr. Scott Ferguson, executive director of the Institute for Rural Vitality at SUNY Cobleskill. “The members of this next cohort show the same promise, and we are excited to get underway and once again expand our reach and capabilities by working together and sharing resources.”

Participants receive access to a complete suite of services and resources from SUNY Cobleskill and CADE, tailored to each’s specific needs. Services include support with new product development from food science experts, completion of a scheduled process from the Cornell Food Venture Center, technical support on marketing strategy, legal and financial advisory services, and outreach assistance to develop a network of distributors, retailers and wholesalers, institutions and restaurants, in the Mohawk Valley and beyond.

Cohort members also have access to SUNY Cobleskill’s on-campus, shared-use facilities, which include a dairy processing center, USDA-inspected meat processing facility, commercial kitchens, packaging equipment, and use of the Carriage House Café & General Store for conducting retail pilots and market research.

The Farm and Food Business Accelerator is made possible through a $741,271 grant from the USDA Agriculture Innovation Center, and was one of just three centers funded in 2020 by the USDA, nationwide. Through additional funding from other sources, the program represents a total investment of $1,121,002. The grant funds resources specifically earmarked for cohort members, as well as dedicated staff at SUNY Cobleskill and CADE to address identified needs of farm and food entrepreneurs in the Mohawk Valley, Central New York, and Southern Tier regions.

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