Bella Michael's Restaurant is hosting a Dine Out for a Cause day and a
percentage of the proceeds will go to support Helios Care's hospice and
palliative care programs and services.
Wednesday, August 9th and Thursday, August 10th
11:00 am - 9:00 pm
Bella Michael's Restaurant
57 River Street
Oneonta, NY 13820
Many parents face the challenge of saving for their children’s college education while also building a nest egg for retirement. Funding both priorities simultaneously can feel like a juggling act – and the stress can intensify as high school graduation and retirement dates draw nearer, particularly if you’re coming up short on your savings goals.
As your time horizon narrows, which should come first – funding your kid’s tuition or your own retirement? The answer depends on your situation, but here are some factors to keep in mind:
Prioritize college bills or retirement?
In most cases, saving for retirement should take priority over saving for your child’s higher education. To understand why, consider the following:
You may not get to choose your retirement date. Becoming injured or disabled, needing to care for an aging parent or being laid off from your job are just a few scenarios that could unexpectedly accelerate your retirement date, leaving you with less time to save than you were counting on.
You don’t want to run out of money in retirement. As a college student, your child may have access to scholarships, grants, loans or other financial aid to help pay the bills. The same isn’t true for your retirement. If your nest egg comes up short, you may need to work longer, reduce your living expenses (or perhaps both) to make ends meet.
While it’s imperative to focus on your own financial security in retirement, funding higher education is still an important goal for many parents. The key is striking the right balance between saving for both goals. Consider the following tips as a starting point:
Paying for college doesn’t have to be all-or-nothing. Many parents choose to pay a percentage of the total bill, cover certain expenses (e.g., tuition, technology fees or room and board), pay for a set number of years, or contribute as much as they are able to save by the first day of school instead of funding the full cost. Revising your college savings goal in one of these ways could allow you to direct more money to retirement.
If your child has sights on graduate school, decide whether you will contribute to those bills, too. This decision is particularly important if your child needs a graduate degree before entering their field of choice. If you intend to provide financial support, calculate how much the total cost will be so you have a clear savings target in mind.
Discuss your intentions with your child. No matter how much you plan to contribute (or not), talk to your child about your financial commitment so they know what to expect. Discuss what your contribution will look like at their preferred colleges. For example, if you agree to pay a set amount, perhaps this money will fully cover community college or a substantial amount at a state school, but it may leave a larger portion of the bill outstanding at a private college. Breaking down the costs for your child can help them make an informed decision about how much student debt (or scholarships, grants, etc.) are needed to cover the bill.
No matter your financial situation, know that it is possible to make meaningful progress toward both goals, particularly if you are intentional about how to allocate your savings. Consult a financial advisor and tax professional if you want help setting specific savings goals and understanding the various investing options available to you.
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Michael D. Lanuto, CRPC®, AWMA® is a Financial Advisor with S.M. Miller & Associates, a private wealth advisory practice of Ameriprise Financial Services, LLC. in Albany, NY. He specializes in fee-based financial planning and asset management strategies and has been in practice for 7 years. To contact him: 518-949-2039; 4 Atrium Drive, Ste 200, Albany, NY, 12205; Michael.Lanuto@ampf.com; https://www.ameripriseadvisors.com/michael.lanuto/lp/request-contact/3/.
On July 1, 2023, State Police of Princetown arrested Robert F. Whitbeck Jr., 49, of Cobleskill for Rape in the first degree, Criminal Sexual Act in the first degree, two counts of Aggravated Sexual Abuse in the third degree, Unlawful Imprisonment in the second degree, 14 counts of Criminal Contempt in the second degree, Forcible Touching, and Criminal Obstruction of Breathing.
On June 4, 2023, Troopers received the report of multiple past occurring sexual assaults. The investigation determined Whitbeck Jr. reportedly physically and sexually assaulted the victim numerous times in the fall of 2022 while in the townships of Cobleskill and Schoharie. Further investigation determined The Schoharie County Family Court issued a full stay-away order of protection against Whitbeck Jr. in December 2022, protecting the victim. Whitbeck Jr. was found to have violated that court order 14 times since its origination.
Whitbeck Jr. was arrested and processed at SP Cobleskill. He was arraigned at the Schoharie County Centralized Arraignment Part Court resulting in him being remanded to the Schoharie County Correctional Facility in lieu of $1,000 bail or $2,000 secured bond.
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Experience an Enchanting Journey "Under the Sea" with Disney's The Little Mermaid JR.
[ONEONTA, NY] - Prepare to embark on a magical adventure as Orpheus Theatre proudly presents Disney's The Little Mermaid JR., an enchanting stage production adapted from Disney's renowned Broadway hit and beloved motion picture. This extraordinary show, featuring Academy Award-winning music and captivating book and lyrics, offers a heartwarming exploration of love and acceptance through the eyes of one of Hans Christian Andersen's most beloved stories.
In the depths of a mesmerizing underwater kingdom, Ariel, a beautiful young mermaid, dreams of leaving her ocean home and venturing into the world above, bidding farewell to her fins. However, before she can chase her dreams, Ariel must defy her father, King Triton, strike a perilous deal with the malevolent sea witch, Ursula, and convince Prince Eric that she is the enchanting voice he has been seeking.
Disney's The Little Mermaid JR. boasts a talented local youth cast, drawn from various towns including Delhi, Walton, Oneonta, South New Berlin, Unadilla, Cooperstown, Worcester, Burlington Flats, Milford, Morris, and Laurens. These gifted performers bring the beloved characters to life under the expert guidance of Director Rhiannon Downey, Musical Director Kerri Hogle, and Choreographer Josette LaRocca.
Mark your calendars for the live performances of Disney's The Little Mermaid JR., taking place on July 7th and 8th at 7:30 PM, with an additional matinee on July 9th at 3 PM. The shows will be held at the mainstage Bettiol Theatre, situated within the Foothills Performing Arts Center on Market Street in Oneonta. Reserved seating is available, and the best seats can be purchased at www.OrpheusTheatre.org up until 4 hours prior to each show. Please note that choosing seats online must be done on a computer rather than a mobile device. Ticket prices are as follows: Adults - $15, Seniors (65+) & Students (17 and under) - $10. For those who prefer to purchase tickets at the door, they will be available starting 1 hour before showtime. Cash, credit, and checks will be accepted. To ensure a timely start, admittance will cease 3 minutes prior to each show to allow audiences to find their seats before the curtain rises.
Disney's The Little Mermaid JR. is presented through a special arrangement with Music Theatre International (MTI), and all authorized performance materials are supplied by MTI. For more information about MTI, please visit www.MTIShows.com.
Town residents of Meredith can take one session of free Swim Lessons at the SUNY Delhi Swimming Pool. Town residents, contact the Meredith Town Clerk for one Free Session of swimming lessons for your children. Session 2 starts July 17.
Monday through Friday. The Meredith Town Clerk is at her office on Tuesday's from 10 am to 4 pm, Wednesday & Thursday from 10 am to 2pm.
Town residents of Hamden should contact the Hamden Town Clerk to register for enrollment but must pay a $15 deposit to hold each participant spots at the Town Clerk, the town will pay the rest. Proof of residency will be required.
All other people that are not residents of Hamden or the Town of Meredith may participate at a cost of $60 per person, each session.
For additional information: contact John Kolodziej, Aquatics Coordinator at (607) 746-4263 or go to Bronco Connect or DelhiBroncos.com on the Athletic Web page at SUNY Delhi.
Fort Hunter, NY – Schoharie Crossing State Historic Site will begin their annual Not Just for Kids Storytelling series on Sunday, July 9th at 1pm outside near the Visitor Center, 129 Schoharie Street, Fort Hunter. Joe Doolittle will offer up tales entitled, “Stories of Engine’s and People who Could,” to launch the revised program series for 2023. This performance is in conjunction with the 46th Annual Antique Engine and Tractor Show.
Storyteller Joe Doolittle is a history buff, well versed in Mohawk Valley and Upstate History. He likes to weave personal and family incidents into his tales and often adapts folktales to deepen his themes. He shares stories of the sounds and strengths of engines and the people who invented and worked with them. There will be the sounds of trains and tractors; canal tugs and cars; songs and perhaps a prayer during this story weaving experience. Doolittle is an active member of Story Circle at Proctors and lives in Glenville, NY.
The Tri-County Old Time Power Association will be holding its 46th Annual Antique Gas Engine and Tractor Show on the grounds of Schoharie Crossing State Historic Site during Saturday, July 8th and Sunday, July 9th. This show runs from 10am to 4pm each day and will feature a variety of antique engines, from water pumps to hit and miss, as well as a several farm implements.
In addition to the antique engines and storytelling, the weekend will also feature a folk music performance by Kristoffer A. Ross on Saturday, July 8th at 1pm.
All events over the weekend are free and open to the public. There is no charge for parking, and it is encouraged to bring a picnic lunch to enjoy during your visit. Schoharie Crossing’s Pathway to Empire exhibit will be open for the public to view inside the Visitor Center as well.
For more information about programs at Schoharie Crossing, please contact the Visitor Center at (518) 829-7516, email SchoharieCrossing@parks.ny.gov
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FSC opened the season with a full house and a standing ovation for David Lindsay-Abaire's tough and tender comedy Good People. Don't miss this wonderful ensemble piece that asks the question: what does it really mean to be a good person when difficult circumstances arise? FSC's stellar cast brings this gritty, funny and poignant piece to vivd life. DON'T MISS OUR PHENOMENAL SEASON OPENER! Through July 16 Only! |
Delaware County Historical Association
Saturday & Sunday, July 8 & 9, 2023
9am – 4pm.
Mark your calendars and plan on a visit to the Delaware County Historical Association (DCHA) over the weekend of July 8 and 9. Please join us then in celebrating the return of the 144th New York State Volunteers as they form together to recognize, remember and reenact three battles of the Civil War.
The 144th Regiment was the largest and best known regiment mustered in Delaware County during the Civil War, composed almost entirely of Delaware County residents. The regiment was formed during the summer of 1862 and was stationed at different locations throughout the war. The bloodiest battle in which it was involved was fought in South Carolina at the end of 1864 – Honey Hill.
Co-hosted by DCHA and the 144th New York Reenactment Group, the weekend events will include: three Civil War battlefield reenactments (two on Saturday, one on Sunday), living history demonstrations, military surgeon, kids’ activities, and much more. Participants will include re-enactors representing both Union and Confederate troops.
The event takes place at the Delaware County Historical Association on Saturday and Sunday, July 8 and July 9. Lunch available on both Saturday and Sunday.
Admission: Adults $10.00; Military (retired or active) $5.00; DCHA Members $5.00; Children 12 and under free. Lunch available on both Saturday and Sunday.
For more information, please call DCHA at (607) 746-3849; email: dchadelhi@gmail.com ; website: www.dcha-ny.org.
DCHA is located at 46549 State Hwy. 10, Delhi, NY. We are 2.5 miles north of the village of Delhi.
We are very grateful to the following local sponsors for this event:
Colonel
Admar, Construction Equipment & Supplies, Binghamton
Catskill Landscaping Corp, DeLancey
Franklin Stage Company
Rolling V Bus Corp
Major
Allison Oil, Inc., Andes
Bloomville Disposal
Curtis Lumber, Delhi
D & D of Walton, Inc. – NAPA Auto Parts
Fran’s Fuel Service, Downsville
Harry Hawley, Inc., Delhi
Sergeant
Giroux’s Poultry Farm, Chazy
Grateful Ink Tattoo, Stamford
Corporal
Coldwell Banker Timberland Properties, Margaretville
Delaware Bulldozing Corp., Bloomville
Delhi Liquor Store
Mac-A-Doodles, Stamford
The Reporter, Delhi
The Robert O. Mable Agency, Inc., Delhi
Soldier
Dave’s Barber Shop, Bloomville
Railroad Avenue Supply Co. Inc., Stamford
Trashman Books, Walton
Other
Delaware County Real Estate, Stamford
Remembering Gettysburg & the “Greatest Generation” of WWII
As the Summer concert season approaches the 77th NY Regimental Balladeers are concentrating our music interests and devotion to living history in honor of the soldiers who fought at the Battle of Gettysburg, Lincoln’s Gettysburg Address and all the citizens of the “Greatest Generation” who supported the troops at the home front during WWII. “CHEERS for the RED, WHITE & BLUE: America’s Music Landscape 1776-1976” and “We’ll Meet Again: A VICTORY DAYS WWII BOND RALLY” will observe the meaning and impact of these events in our shared American story.
One hundred and sixty years ago the Battle of Gettysburg was fought in early July. Confederate and Union casualties totaled 46,000, the highest losses of any one Civil War battle. There were 8,000 dead. The carnage, destruction, wounding of combatants and loss of life that devastated the Pennsylvania farming town of 2,400 inhabitants in the early summer of 1863 prompted President Abraham Lincoln to travel by rail to visit that November to dedicate a national cemetery. Lincoln honored the fallen dead and framed those soldiers’ sacrifices as necessary to the survival of the nation. He stated that the Union had to remain dedicated “to a new birth of freedom, and that government of the people, by the people, for the people shall not perish from the earth.”
“CHEERS for the RED, WHITE & BLUE: America’s Music Landscape 1776-1976” highlights the music that our 16th President heard or was inspired by such as “Lincoln & Liberty”, “Rally ‘Round the Flag” and “Sweet Chariot”. Pianist, Helen Beedle will present two compositions by artists Teresa Carreno and L.M. Gottschalk who performed for Lincoln. These selections introduce a Lincoln music tribute along with Aaron Copland’s “Lincoln Portrait” and the reading of the Gettysburg Address. Wanda Burch will share songs from MUSIC in the Midst of Madness: A Respite from the Turmoil of the Civil War with segues throughout the concert by author and historian Ron Coddington that will note excerpts and images from his publication Gettysburg FACES Portraits and Personal Accounts. Additional music selections will tell the stories of valor and sacrifices of our ancestors who lived during the Revolutionary War, WWI, WWII, Korean and Vietnam War eras.
On Friday evening August 4th the annual Heritage Music Gathering remembers the home front’s war effort to support the troops at a recreation of a 1940s Bond Rally. The event is free and all members of the community are encouraged to connect personally to the past and experience a taste of life in the 1940s at the home front during WW II.
The United States spent $300 billion fighting the Axis powers and supplying our allies. The U.S. Treasury offered Americans a series of War Bonds as an investment in their country. The money helped to pay for tanks, planes, ships, uniforms, weapons, medicine, food and everything else the military needed to fight and win. People were implored to do their part through posters picturing Uncle Sam or a soldier/sailor in the theatre of war. Celebrities like Bob Hope, Frank Sinatra and Bette Davis traveled the country putting on Bond Rallies or Radio shows promoting War Bond sales.
“We’ll Meet Again”: A Victory Days WWII Bond Rally steps back in time with a recreation of an evening of music, radio broadcasts, displays, samples of typical rations, USO coffee & donuts tent, living history impressions of WWII personalities and a variety of activities that will bring the era to life.
The evening activities are dedicated to the memory of Tom Bristol and Louise McRoberts. Tom passed away at the age of 99 at his home in Windham, NY this past Spring. At the age of 17 he enlisted in the U.S. Army Air Corp where he served as a tail gunner on a B-25 in the Pacific theater. He completed 54 combat missions and was awarded the Distinguished Flying Cross, Purple Heart, and Air Medal. Louise McRoberts from East Windham, NY died at the age of 98 in February 2023. She served in the Women’s Army Corps in 1944 and was dispatched to a medical unit to help care for wounded soldiers returning to the U.S. during the Battle of the Bulge. She later was deployed to Germany as an air-raid warden.
Join us for a BBQ and Ice Cream Social at 5 pm. Visitors are encouraged to bring their families and friends as we remember our parents and grandparents of the “Greatest Generation” whose sacrifices preserved the liberty and freedoms we currently enjoy and led to the post-war reconstruction of Europe and Japan.
For further information call 518-734-5655.
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